Side-by-Side Comparison
Reconcile CLC vs. In-House Reconciliation vs. Generic Audit Firms
Three ways hotels handle Corpay CLC virtual card reconciliation. One of them recovers the most revenue at the lowest effective cost. Here's the honest comparison.
of CLC virtual card revenue is silently lost at the typical hotel
Without daily reconciliation, this loss compounds month over month.
Source: Reconcile CLC client averages, 2025
ROI on the $3/room/month flat fee
Recovered revenue typically exceeds service fees by a wide margin within the first quarter.
Source: Reconcile CLC client outcomes
late-charge approval rate when filed within 30 days
Outside the 30-day window, approval rates drop sharply. Daily cadence is the only way to stay inside it.
Source: Corpay late-charge submission outcomes
| Capability | Reconcile CLC | In-House | Generic Audit Firm |
|---|---|---|---|
| CLC virtual card specialization | |||
| Daily reconciliation cadence | Sometimes | ||
| Submits Corpay late charges for you | Manually | Sometimes | |
| Flat, predictable pricing | $3/room/month | Salary + tools | 25–35% of recovery |
| No long-term contract | |||
| Survives front-desk turnover | |||
| PMS-specific knowledge (Opera/Fosse/OnQ/Maestro/RoomKeyPMS) | Varies | Varies | |
| Catches rate code drift automatically | |||
| Recovery report tied to root cause | Sometimes | ||
| Inside Corpay's 30-day late-charge window | Rarely | Rarely |
Reconcile CLC
The CLC specialist
Pros
- Daily cadence, inside Corpay's 30-day window
- Flat $3/room/month — no contingency cuts
- CheckINN vs. CrewFax, MCC, dynamic rate logic built in
- Survives front-desk turnover
Cons
- Only does CLC reconciliation — not a general hotel audit
In-House Reconciliation
Front-desk + controller
Pros
- No new vendor relationship
- Tight visibility on individual stays
Cons
- 70–80% turnover destroys CLC training
- PMS lacks CLC-specific validation
- Usually monthly cadence — misses 30-day window
- Real cost is staff time + lost revenue
Generic Audit Firm
Hotel auditors / consultants
Pros
- Broad payment-method coverage
- External accountability
Cons
- 25–35% contingency cut of recovered revenue
- Not Corpay CLC specialists
- Quarterly cadence — outside late-charge window
- Incentive aligned to large disputes, not every dollar